Top 10 Loan Apps in Nigeria That Don’t Require an ATM Card

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Are you looking for a way to get instant loans without ATM cards in Nigeria? Do you need money urgently to pay for your bills, buy groceries, or handle an emergency? If yes, then you are in luck. Many loan apps in Nigeria offer instant loans without requiring you to have an ATM card. These apps are convenient, fast, and reliable. They can help you solve your financial problems in minutes.

Top 10 Loan Apps in Nigeria That Don’t Require an ATM Card

In this post, I will show you the top 9 loan apps in Nigeria that offer instant loans without ATM cards. I will also explain the features and benefits of each app, and how you can apply for a loan with them. By the end of this post, you can choose the best loan app for your needs and get the money you need without any hassle.

Branch

Branch is an international financial platform and digital bank that provides reliable personal and business loans. You can borrow up to N200,000 with Branch, and repay in flexible installments. Branch does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. Branch has a low interest rate, starting from 15% per month. You can also earn rewards and bonuses by referring your friends and family to Branch.

To apply for a loan with Branch, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. Branch will review your application and credit your account within minutes.

Aella Credit

Aella Credit is a popular financial technology company that offers instant loans to individuals and small businesses in Africa. You can borrow up to N90,000 with Aella Credit, and repay in 1 to 3 months. Aella Credit does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. Aella Credit has a low interest rate, starting from 4% per month. You can also earn rewards and bonuses by referring your friends and family to Aella Credit.

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To apply for a loan with Aella Credit, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. Aella Credit will review your application and credit your account within minutes.

QuickCredit

QuickCredit is a lending platform that provides instant loans without collateral. You can borrow up to N500,000 with QuickCredit, and repay in 1 to 6 months. QuickCredit does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. QuickCredit has a low interest rate, starting from 1.75% per month. You can also earn rewards and bonuses by referring your friends and family to QuickCredit.

To apply for a loan with QuickCredit, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. QuickCredit will review your application and credit your account within minutes.

FairMoney

FairMoney is a mobile banking platform that offers instant loans without collateral. You can borrow up to N500,000 with FairMoney, and repay in 1 to 12 months. FairMoney does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. FairMoney has a low interest rate, starting from 10% per month. You can also earn rewards and bonuses by referring your friends and family to FairMoney.

To apply for a loan with FairMoney, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. FairMoney will review your application and credit your account within minutes.

GTB Quick Credit

GTB Quick Credit is a lending platform by Guaranty Trust Bank that provides quick loans without the need for an ATM card. You can borrow up to N5,000,000 with GTB Quick Credit, and repay in 6 to 12 months. GTB Quick Credit does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. GTB Quick Credit has a low interest rate, starting from 1.33% per month. You can also earn rewards and bonuses by referring your friends and family to GTB Quick Credit.

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To apply for a loan with GTB Quick Credit, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. GTB Quick Credit will review your application and credit your account within minutes.

Quick Check

Quick Check is a lending platform that facilitates instant loans. You can borrow up to N30,000 with Quick Check, and repay in 15 to 30 days. Quick Check does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. Quick Check has a low interest rate, starting from 1% per day. You can also earn rewards and bonuses by referring your friends and family to Quick Check.

To apply for a loan with Quick Check, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. Quick Check will review your application and credit your account within minutes.

Renmoney

Renmoney is a fintech company that provides loans without collateral. You can borrow up to N6,000,000 with Renmoney, and repay in 3 to 24 months. Renmoney does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. Renmoney has a low interest rate, starting from 2.8% per month. You can also earn rewards and bonuses by referring your friends and family to Renmoney.

To apply for a loan with Renmoney, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. Renmoney will review your application and credit your account within minutes.

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Umba

Umba is a mobile lending platform that caters to Nigerians. You can borrow up to N100,000 with Umba, and repay in 14 to 90 days. Umba does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. Umba has a low interest rate, starting from 10% per month. You can also earn rewards and bonuses by referring your friends and family to Umba.

To apply for a loan with Umba, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. Umba will review your application and credit your account within minutes.

Okash

Okash is a mobile lending platform that offers quick loans. You can borrow up to N50,000 with Okash, and repay in 7 to 14 days. Okash does not require any collateral, paperwork, or ATM card for loan approval. All you need is your smartphone, your BVN, and your bank account. Okash has a low interest rate, starting from 0.1% per day. You can also earn rewards and bonuses by referring your friends and family to Okash.

To apply for a loan with Okash, you need to download the app from the Google Play Store or the Apple App Store. Then, you need to create an account and verify your identity. After that, you can request for a loan amount and duration. Okash will review your application and credit your account within minutes.

Conclusion

As you can see, there are many loan apps in Nigeria that offer instant loans without ATM cards. These apps are convenient, fast, and reliable. They can help you solve your financial problems in minutes.

However, you should not take loans lightly. You should only borrow what you need and what you can afford to repay. You should also compare the interest rates, fees, and terms

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